San Diego Union Tribune – August 29, 2011

Six years ago, a meat truck driving down an Encinitas road made an illegal U-turn and slammed into a car driven by Rebecca Howell, a former professional surfer and ex-teacher. The fallout from that crash left Howell with numerous injuries — and also led to a lawsuit that became one of the most closely watched cases among insurance companies and plaintiffs lawyers in years. At stake in the litigation: Can an accident victim recover the full amount of medical costs that a hospital billed or only the smaller amount that the victim’s insurance carrier actually paid to the hospital to satisfy the bill?

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